Relax, with interest-free credit

We've teamed up with V12 Retail Finance to offer you a flexible and affordable finance payment option. V12 Retail Finance provide retail point of sale credit through an online paperless application and processing system. If your application is successful, you’ll enter into a credit agreement with Secure Trust Bank PLC trading as V12 Retail Finance.

V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority under registration number 679653 and acts as a credit broker for Secure Trust Bank PLC. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204550.

V12 Retail Finance is a trading name of Secure Trust Bank PLC.

Victoria Plum Limited, Jack Brignall House, Bridgehead Business Park, Hessle, HU13 0DG, registered number 04177694,

acts as a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority for consumer credit activities with registration number 734559. Victoria Plum Limited only offers products from V12 Retail Finance. V12 Retail Finance is the trading name of V12 Retail Finance Limited, which is authorised and regulated by the Financial Conduct Authority (Financial Services registration number 679653). Registered in England, registered number 04585692. Registered office: 1 Arleston Way, Shirley, Solihull. B90 4LH.

After you have selected finance at the checkout, you will be offered the applicable finance terms. Once you have selected your finance term, you will be redirected to V12 to complete your credit application. This is a quick process where you’ll be asked to supply your name, address, employment and banking details, as well additional information, like marital and residential status, and number of dependents, which will help V12 make the credit decision. Should your application be accepted, you will then be presented with your finance agreement, which you will be able to sign with one click of your mouse or tap of your finger.

If your application for finance isn't successful, then unfortunately V12 will be unable to finance your purchase. In this instance, you will receive a decline letter, both on-screen and via email. You will still have the option to purchase your items in full using a valid debit or credit card or PayPal.

Interest-free credit agreements are provided on behalf of VictoriaPlum.com by V12 Retail Finance, who also supply finance for some of the UK’s most renowned brands. When it comes to helping you buy your dream bathroom, you’re in safe hands.

Yes – you will be credit checked. V12 will run a credit check on your financial history to see if you are a suitable candidate for finance. This search will appear on your credit report.