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VictoriaPlum.com - Your Finance

0% interest

0% worry

Relax, with interest-free credit

Budgeting for a new bathroom or bedroom can often be a real headache, but at VictoriaPlum.com we make it easy. With our superb finance package, you can pay at a rate that suits you.

As long as your order is between £250 and £5,000, you can choose to pay off the cost over a period of 3–24 months, with the option to defer payment for up to 3 months.

See How Easy It Is
No Deposit Required

No deposit required

Interest Free

Interest free

Apply Online

Apply online

Instant Decision

Instant decision

Provided By Barclays

Provided by Barclays

How much will I pay?

Simply use the sliders below to set your total order amount and the length of time over which you wish to pay, to find out your monthly payment figure.

VictoriaPlum.com - Your Finance

Simply tell us your room budget and use the sliders below to set how many months you'd like to pay for or how much you'd like to pay each month.

Spend between £250 - £999.99 and you can choose to pay off the cost over a period of 3 – 18 months. Spend between £1000 - £5000 and this period can be extended up to 24 months.

What is your room budget?

Enter a value between £250 - £5000

Please enter an amount between £250 and £5000

Number of repayments

Tell us your preferred number of monthly repayments.



Monthly repayment amount

This is how much you would pay monthly.


Amount of finance


Number of repayments


Monthly repayment






Total to repay


Applying for our flexible finance is easy

Add Items

Add the items you want to your basket as normal.

Pay with Barclays

When you're ready to buy, select Barclays Finance as your payment method after you've selected your delivery address and date.

Finance Application

You'll need your bank details at the ready and you'll be asked to fill out a short but straightforward form.

What Next

Once you've submitted your form, you'll receive your decision instantly. Whatever the outcome, we'll tell you exactly how to proceed.

Can I apply for finance

To find out if you are eligible to apply for finance, please tick any boxes that apply to you below:

You must be able to answer YES to both of these

Are you over 18 years of age?

Have you been a permanent UK Resident for a minimum of 3 years?

And answer YES to at least one of these

Are you in regular, permanent employment working a minimum of 16 hours per week?

Are you retired from regular employment and over 50?

Are you not working through disability?

Are you self-employed?

Are you a member of the armed forces?


You are eligible to apply for flexible finance


Unfortunately, it doesn’t appear that you’re eligible to apply for flexible finance

Our flexible finance offers two more options

If our 0% interest, no deposit offer above doesn't suit you, we've got 2 more great options available

Fixed Finance

Fixed finance

Spread the cost over 3 years with 0% deposit

9.9% APR

Representative example
Order Value (cash price) £810.00
Total loan period 36 Months
Representative APR 9.9% APR
Rate of interest 9.9% p.a
Total payments required 36 Months
36 Monthly payments £25.99
Total amount payable £935.64
Buy now, pay later

Buy now, pay later

Don't pay a penny until a year later, with 36 manageable, monthly payments

19.9% APR

Representative example
Order Value (cash price) £810.00
Total loan period 48 Months
The interest rate 19.9% p.a (fixed)
Representative APR 19.9% APR (fixed)
Total payments required 36 Months
Monthly payment £34.72
Total amount payable £1249.95
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