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About Us

0% interest finance terms and conditions

As long as your order is between £250 and £15,000 we've got a great finance option for you.


Interest-free credit—no deposit—0% APR representative

Interest-free finance, from our partners at V12 Retail Finance, offers you flexibility and control. You can choose your monthly repayment amount or loan length, meaning you can spread your repayments over 6–24 months, to suit your individual needs. What's more, it's interest-free.

Interest-free finance is available when you spend between £250 and £15,000 in a single transaction. If you choose a 12 month repayment period, you can defer your first repayment for up to 3 months.

Choose V12 Retail Finance at the checkout page to select the monthly repayment amount and loan length you prefer:

  • Orders between £250 and £15,000: 6–24 months

Please see the representative example below to see how much the finance should cost (example below based on average cost).

Representative example
Order value (cash price) £810
Total loan period 12 months
Representative APR 0% APR
Rate of interest 0% p.a.
Total amount of credit £810.00
12 monthly payments £67.50
Total amount payable £810.00

Credit is subject to application and status. VictoriaPlum.com, Jack Brignall House, Bridgehead Business Park, Hessle, HU13 0DG acts as a credit broker and not the lender.

To choose this option, please select V12 Retail Finance on the checkout page.


Who can apply for finance?

You must be 18 years or older at the date of application, a permanent UK resident for a minimum of 3 years, and either:

  • In regular, permanent employment working a minimum of 16 hours per week (including students)
  • Retired from regular employment. Minimum age 50
  • Not working through disability
  • Self-employed
  • A member of the armed forces

You may also want to...

VictoriaPlum.com, Jack Brignall House, Bridgehead Business Park, Hessle, HU13 0DG, registered number 04177694, acts as a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority for consumer credit activities with registration number 734559. VictoriaPlum.com only offers products from V12 Retail Finance. V12 Retail Finance is the trading name of V12 Retail Finance Limited, which is authorised and regulated by the Financial Conduct Authority (Financial Services registration number 679653). Registered in England, registered number 04585692. Registered office: 1 Arleston Way, Shirley, Solihull. B90 4LH.

Finance only available for non-trade customers.

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